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mortgage qualification calculator | mortgage approval | mortgage qualification | home loan qualification

This mortgage qualification calculator will help you to determine how much house you can afford and/or qualify for.

Complete or change the entry fields in the "Input" column of all three sections. The calculator will automatically recalculate anytime you press the Tab key after making a change to an input field.

Purchase Information Inputs Outputs
Purchase price:
Down payment:
Loan amount:
Annual interest rate:
Length of the mortgage in years:
Payment Information Inputs Outputs (Monthly)
Monthly principal & interest payment:
Annual property taxes:
Annual insurance:
Annual PMI:
Monthly association fees:
Monthly payment (PITI):
Tax deductable portion of payment:
Qualifying Information Inputs Outputs
Gross income:
Monthly debt payments:
Qualify for loan?:
Maximum qualifying loan amount:
Current Income to payment ratio (max = 28%):
Current debt to income ratio (max = 36%):
 

Longer term loans may take a few moments for the report to be generated.
 

 
 
 

 

 
 

 
 

 

 
 

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