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Hablo Español |
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| Obtain
Home Loan Approval |
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Upon submitting
your loan application, the loan approval process
starts immediately. This entails verifying your: |
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Credit
history |
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Employment history |
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Assets --
bank accounts, stocks, mutual funds and
retirement accounts |
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Property
value |
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Based on your
specific scenario/situation, additional documents or
verifications may be required. To increase the
chances of getting your loan approved: |
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Complete
the loan application in its entirety. |
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Act
quickly to any requests for more documents
and information. This is especially
imperative if your interest rate is locked
or if you plan to close by a certain date. |
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Please do
not make any major purchases. Please do not
buy a car, furniture, major appliances or
apply for another home until your loan is
closed. Anything that makes your total debts
increase, might have a negative impact on
your current home loan process. |
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Please do
not transfer or deposit money into your bank
account(s) unless it can be traced. If you
are receiving money from friends,
co-workers, family, or other relatives,
please contact us as soon as possible before
depositing it into your account. |
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Please
do not go on vacation around the closing
date/close of escrow. If this is out of your
control and you have to be away when your
loan is expected to close, you are permitted
to sign a power of attorney authorizing
another person to approve the paperwork on your behalf.
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