Reconveyance

When you purchase property or a house using a loan from a bank, the bank places a lien against the property or home. The lien is recorded when you initially borrow the loan. When you have paid the loan off in full, a reconveyance can remove this lien.

A reconveyance is required to be recorded at the county recorder’s office of the county where the property is located & must have the same info that's on the deed of trust.

The reconveyance is required to be recorded at the county recorder's office so that, if a search is made on the home, it will show that the lien is fully paid.

When you pay the loan in full, you will receive the original recorded deed of trust as well as the deed of full reconveyance & the lien note. In order to prove that the loan has been paid in full, all that is required is the original deed of full reconveyance.