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Good Faith
Estimate
An estimate of all the charges that a buyer is
likely to pay prior to the closing of a mortgage.
Lenders refer to this as the “GFE”.
Government Mortgage (Loan)
A mortgage type that is insured by the F.H.A.
(Federal Housing Authority), V.A. (Veteran's
Administration), or R.H.A. (Rural Housing
Authority).
Government National Mortgage Association
Normally referred to as “Ginnie Mae”, it provides
funds for government loans (FHA, VA, RHA) and takes
over special assistance and liquidation operations
of Fannie Mae.
Grace Period
A period allowed -- usually 15-16 days -- for making
late payments without incurring a penalty charge.
Grantee
The person(s) to whom an interest in real property
is conveyed.
Grantor
The person(s) conveying an interest in real
property.
Gross Monthly Income
The total amount the borrower earns each month,
excluding any taxes or expenses. It is often used in
calculations to find out whether a borrower
qualifies for a loan. |
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